Personal Savings & Money Market

Product	Personal Savings	Personal E-Savings	Minor Savings	Minor E-Savings
Account Overview	Basic, low-fee account designed to help you save	Higher yielding account, designed to help you save	Perfect savings account for anyone 18 or younger	Higher yielding account for anyone 18 or younger
Minimum Deposit to Open	$50	$100	$25	$25
Interest Paid	Interest compounded daily and credited quarterly	Interest compounded daily and credited quarterly	Interest compounded daily and credited quarterly	Interest compounded daily and credited quarterly
Minimum Balance Required to Avoid Monthly Service Charge	None	None	None	None
Monthly Maintenance Fee	None	None	None	None
Withdrawals	3 FREE Debits per Quarter $2.00 service charge per withdrawal/debit over 3	3 FREE Debits per Quarter $2.00 service charge per withdrawal/debit over 3	3 FREE Debits per Quarter $2.00 service charge per withdrawal/debit over 3	3 FREE Debits per Quarter $2.00 service charge per withdrawal/debit over 3
Free Online Banking
Paper Statement Allowed
E-Statement Required

Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are lmited to six per month by regulation

Product	Money Market	E-Money Market
Account Overview	Interest bearing account with limited check-writing	Higher yielding account with limited check-writing
Minimum Deposit to Open	$1000	$1000
Interest Paid	Interest compounded daily and paid monthly Tiered interest based on balances	Interest compounded daily and paid monthly Tiered interest based on balances
Minimum Balance Required to Avoid Monthly Service Charge	$1,000 Min Daily Balance or $2,500 Avg Daily Balance	$1,000 Min Daily Balance or $2,500 Avg Daily Balance
Monthly Maintenance Fee	$5	$5
Withdrawals	3 FREE checks per statement cycle $10.00 service charge per check over 3	3 FREE checks per statement cycle $10.00 service charge per check over 3
Free Internet Banking
Paper Statement Allowed
E-Statement Required

Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per month by regulation.